Prize Bonds are bearer type of security. These prize bonds are issued in series. Each series consist of one less than 1,000,000 bonds. No fixed return is paid but prize draws are held on quarterly basis. Prize Bond’s Scheme is the only lawful source for poor and middle class people to become rich. But recently, profit rates on saving schemes like Defense Saving Schemes, Regular Income Certificates, Behbood Saving Certificates, Savings Accounts and Special Saving Certificates have been increased by 8 to 50 basis points.